Credit Card Approval Odds Calculator
- Adam Garrett
- Dec 28, 2022
- 1 min read
Updated: Feb 26
In the spreadsheet linked in the picture below, I go over some options for getting prequalified, preapproved, or at least better chances of approval, going over which institutions (out of dozens) are available on which approval odds location at the time that I checked them.
Where to Check Personal Credit Approval Odds in Order of Issuer Volume
Where to Check Business Credit Approval Odds
Where to Prequalify Directly with Issuers
Amex: Prequalify here if you aren't a current card member. Current card members reportedly won't have a hard credit inquiry if they are denied for a card.
Chase here if you don't have an account, & here also if you do & are signed in
Penfed here if you don't have an account, here also if you do
US Bank - existing customers only here
USAA - members only here
If you see any institutions available that are missing, please state so in the comments with any missing issuers. I suspect that due to the volume of inquiries/applications I have and otherwise some issuers may not be showing when I check that would be showing for others when they check.
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